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For Sale:  Saint Cloud MLS# 7102225

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Active
$269,000
/mo Edit
Multi-family:  Duplex Up and Down
7 br • 3 ba • Built 1910
3,492 sqft • 0.19 acres
St. Cloud schools
MLS# 7102225
763-576-8286
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    Property Description

    Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex, with almost 3, 500 finished square feet, features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs. Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $269,000
    Price per sq ft: $77
    Property Type: Multi-family
    City: Saint Cloud
    Garage Spaces: 0
    County: Stearns
    Year Built: 1910
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 56303

    Interior

    Bedrooms: 7
    Bathrooms: 3
    Finished Area: 3,492 ft2
    Living Area: 3,492 ft2
    Basement Details:
    • Egress Window(s)
    • Finished
    • Full

    Exterior

    Stories: Two
    Garage Spaces: 0
    Foundation Size: 1,802 ft2
    Fencing: None
    Handicap Accessible: None
    Heating System: Forced Air
    Parking Features:
    • Asphalt
    • Paved Lot
    Road Frontage:
    • Curbs
    • Paved Streets
    • Sidewalks
    Pool: None
    Roof Details: Asphalt

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.19
    Geolocation: 45.5576156511, -94.1688759329
    Lot Dimensions: 83 x 102
    Zoning: Residential-Multi-Family
    Lot Description:
    • Corner Lot
    • Tree Coverage - Light

    Schools

    School District: 742
    District Phone: 3202539333

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: Electricity, Fuel, Gas

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $2,310
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $2,310

    Income

    Annual Gross Income: None

    Rent

    Annual Net Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of eXp Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.